There are a lot of different styles of annuities available so when you compare rates of return it is important to compare apples with apples. For instance the term of an annuity and whether there is to be a residual value at the end of the term or on death of the owner have a large bearing on the size of the regular income stream granted in exchange for the investment capital.Friday, November 12, 2010
Asset Annuities
Asset Annuities have become the most popular investment with retirees because they can be guaranteed and can produce consistent annual incomes of up to 12%. There are also tax advantages with Asset Annuities as the capital component used to purchase the annuity income is tax exempt. That is because it is a return of your own capital which can not be taxed again. This is one reason why annuity investors will purchase a number of annuities with different terms - so that the incidence of tax can be managed more effectively.
There are a lot of different styles of annuities available so when you compare rates of return it is important to compare apples with apples. For instance the term of an annuity and whether there is to be a residual value at the end of the term or on death of the owner have a large bearing on the size of the regular income stream granted in exchange for the investment capital.
There are a lot of different styles of annuities available so when you compare rates of return it is important to compare apples with apples. For instance the term of an annuity and whether there is to be a residual value at the end of the term or on death of the owner have a large bearing on the size of the regular income stream granted in exchange for the investment capital.
Asset Annuities Leverage
Asset Annuities Leverage can be obtained by first acquiring an annuity that will guarantee the income you require to maintain your lifestyle in retirement, and then developing an investment program. The investment program need not be conservative as you have already secured your necessary income for life. Therefore the returns from your investments can be used solely for discretionary purchases, for family, travel or to extravagances.
Without a secure guaranteed income you can not afford to risk any money no matter how attractive an investment may seem. The opportunities provided by Forex have the allure and promise of a life of luxury. However if you make a mistake there is no reprieve. Thus no matter how good Forex trading sounds - and can be - your first priority should be to secure your retirement income.
Fortunately very little capital is needed to trade Foreign Exchange. Although a Forex trading account can be opened with just a few hundred dollars it will take some time before it can be producing significant cash rewards as you must build the size of the working capital. However once you have a few thousand dollars to invest in the Forex world you can then make quite significant profits- which can easily be doubled every 30 days. An important note though is not to be impatient and make sure you get an education in forex trading strategies and the ways of the markets before risking any sizable amount of money.
Without a secure guaranteed income you can not afford to risk any money no matter how attractive an investment may seem. The opportunities provided by Forex have the allure and promise of a life of luxury. However if you make a mistake there is no reprieve. Thus no matter how good Forex trading sounds - and can be - your first priority should be to secure your retirement income.
Fortunately very little capital is needed to trade Foreign Exchange. Although a Forex trading account can be opened with just a few hundred dollars it will take some time before it can be producing significant cash rewards as you must build the size of the working capital. However once you have a few thousand dollars to invest in the Forex world you can then make quite significant profits- which can easily be doubled every 30 days. An important note though is not to be impatient and make sure you get an education in forex trading strategies and the ways of the markets before risking any sizable amount of money.
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